American Title Loans

Franchise Overview

American Title Loans operates storefront lending locations that provide short-term car title loans, allowing borrowers to access cash quickly — typically within 30 minutes — while continuing to drive their vehicles throughout the loan period.

Key Highlights

Transparent pricing and some of the lowest rates in the title loan industry
Semi-absentee ownership model suits multi-unit operators and portfolio builders
Streamlined loan processing system reduces operational complexity for franchisees
Proven customer acquisition framework serving working families with urgent financial needs

American Title Loans offers a compelling entry into the short-term lending market, combining a refined operational system with flexible ownership that supports franchisees pursuing scalable, multi-unit growth.

Just the Facts

For most current information, see Franchise Disclosure Documents

In Business Since2006

Number of Units9

Min Liquid Capital$300,000

Required Networth$500,000

$$$Total Investment$253K – $434K

American Title Loans Franchise Disclosure Documents (FDD)

These official American Title Loans FDDs contain 23 sections of federally mandated disclosures such as franchisee obligations, franchisor litigation, and financial performance. FDD's are typically 100+ pages long and are critical to evaluate when researching a franchise.

Available Documents

American Title Loans FDD 2016

September 2016

$99.00

American Title Loans FDD 2015

April 2015

$99.00

Note: Purchased FDDs are available for immediate download. The $99 Document Processing Fee covers acquisition, storage, organization, and digital delivery of the FDD document.

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